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It’s recommended that everyone get an annual physical exam, regardless of age or health. And yet, despite the fact that most people believe that it is an important aspect of their health care plan, many choose to skip the exam. They only go when something is wrong with them. However, that isn’t a good idea.
The annual physical exam is preventive care that provides you with the first line of defence against any unforeseen medical issues. This includes other preventive screening such as blood pressure, type 2 diabetes screening, cholesterol and lipid level, mammogram and many more.
Is an Annual Physical Exam Covered by Insurance?
An annual physical is typically covered by most health insurers, many of which offer it for free. However, bringing up new symptoms during your annual physical may lead to a bill or co-pay for your visit.
Even if your insurance company fully covers an annual visit or physical, you will still be responsible for part of the bill in this situation because you are receiving more than just preventive services.
Likewise, if you need to discuss management of an ongoing health problem that’s already been diagnosed, such as diabetes or high blood pressure, this will also lead to different billing.
What is included in the Annual Physical Exam?
Your doctor will use a physical exam to see how your body is performing. Depending on your personal health history, test results and age, your doctor may choose to focus on certain areas. However, you should always consult with your insurance company for specific information about what your plan covers.
An average physical exam may include the following:
- Health history. Your doctor will update your personal and family medical history as well as determine your lifestyle habits such as smoking, drinking (alcohol), sexual health, diet, and exercise.
- Vital signs. Most commonly taken by a nurse, this includes taking a blood pressure reading and checking your heart rate and respiratory rate.
- General appearance. Your doctor will review your appearance for signs of any potential conditions.
- Heart exam. Listening to your heart with a stethoscope, a doctor might detect an irregular heartbeat, a heart murmur, or other clues to heart disease.
- Lung exam. Your doctor listens for crackles, wheezes, or decreased breath sounds. These and other sounds are clues to the presence of heart or lung disease.
- Laboratory test. Your doctor may order a complete blood count, chemistry panel or urinalysis to help detect irregularities in your body that might indicate a larger problem.
6 Reasons To Have Your Annual Physical Exam
From catching a condition before it turns life-threatening, to keeping you accountable for your health, your annual visit to your primary care doctor is more valuable than you might think. Here are a few reasons that may surprise you:
Prevent future health complications.
This is arguably the most important reason to see your doctor every year. Preventative care is proven to increase longevity, as it allows your doctor to track your health and quickly identify any changes or typical activity.
An annual physical exam can provide advance warning of heart disease or cancer. In fact, can screening has become a routine part of physical examinations, especially for older adults. At the very least, your doctor can detect symptoms or unhealthy habits and work with you to make adjustments.
While other people sometimes avoid the doctor because we don’t want to pay for an appointment, if a doctor can nip a problem in the bud before it gets serious, you’ll save a lot of money on medical bills down the road.
Regular physical exams help establish baselines for weight, blood pressure, blood sugar, and cholesterol. These baselines help your physician monitor any progression or improvements in your health problems.
Even though you had vaccinations when you were a child, you may need to have some of them updated to make sure that you stay as healthy as possible. Your tetanus is only good for ten years, so it is important to make sure that is up-to-date. You may also need vaccines for pneumonia, HPC, shingles, and much more. Your doctor will be able to go over your options to make sure that you have the protection that you need.
Receive a professional opinion.
Very often people are unaware of what is actually going on their bodies. It’s easy to go online and search for symptoms, leading to an assumption that you’ve contracted a rare type of disease or you’re suffering from an unusual ailment. But instead of self-diagnosing, it’s much wiser to seek medical advice from a medical provider. A physical exam can provide a golden opportunity to receive a sound, well-informed medical diagnosis and treatment advice from an experienced healthcare provider.
Reviewing your medications with your physician, including over-the-counter-medications, will ensure you are treating your medical problems the best way available and will help prevent possible side effects of medications and possible medication interactions.
Medical costs for check-ups are less expensive than having to undergo treatments that could have been avoided in the first place. So, don’t let anxiety or procrastination get in the way of your health and prevent you from living the life you want.
At Premier Health and Wellness Center, we know the best way to manage your health is to have regular checkups with your doctor, so we will make the process as easy and convenient as possible.
Book your annual physical today! visit us at 38 King Street, Hamilton, Bermuda or request an appointment online.